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How To Tell If I Have Karmic Debt and Completely Clear It

How To Tell If I Have Karmic Debt and Completely Clear It

You can go through life unaware of the subtle recurring patterns that point to unresolved issues from the past. These patterns can hold you back from reaching your full potential. The weight of karmic debt can be like an anchor, pulling you down and preventing you from moving forward.

However, it’s not easy to figure out if you have karmic debt on your own. Sometimes we are just going through a rough patch, and these difficulties aren’t always indicative of karmic debt weighing on us.

Thankfully, once you gain a deeper understanding of your karma it’ll be easier to take action to counter it. I’m here to help you recognize signs of karmic debt in your life and provide actionable solutions to resolve these debts. For greater clarity, I recommend you seek the help of a professional psychic.

Quick Overview: How To Tell If I Have Karmic Debt

  1. You have experienced painful lessons: Life has presented you with recurring intense challenges meant for personal growth. Find out what this means.
  2. You have been in toxic relationships: You’ve engaged in relationships that seem driven by fate, filled with intense emotions and lessons. See how this is a sign of karmic debt.
  3. You feel stuck in harmful cycles: Despite efforts to change, you find yourself in repetitive situations or facing familiar obstacles. Find out exactly what this looks like.
  4. You have specific indicators in your astrology chart: Specific placements or aspects in your birth chart point towards lessons from past lives. Explore which ones they are.
  5. You have karmic numbers in your numerology: Numbers such as 13, 14, 16, or 19 frequently appear in your life, hinting at lessons to be learned. Discover how to calculate them.

5 Signs You Have Karmic Debt

A past life reading provides insight into your karmic debt, uncovering influences from previous lives that might be impacting your current life’s possibilities. This awareness allows you to escape from old patterns and lessons, directing you towards the route to achieve your maximum potential.

That being said, it’s tricky to determine if you have karmic debt on your own. Fortunately, there are some specific signs that can help you connect the dots and take the necessary steps to reverse it.

1. You Have Experienced Painful Lessons

Should you bear karmic debt, it’s probable that you’ve faced challenging lessons. In those instances, you might have pondered the reasons behind your hardships. Even though you might not have completely realized it, your soul was in pursuit of these difficult experiences as a means to equilibrate its karma.

You might think that you would never have chosen the hard lessons you’ve faced. But the reality could be that your soul didn’t fully understand how these karmic lessons would unfold. Despite this, it still agreed to participate in these lessons tied to the concept of karmic debt.

Karmic lessons serve as a means to balance your past life scenarios. For instance, if your previous life involved being a part of a wealthy, materialistic family, you might be born into a less privileged family in your current life. This provides an opportunity to address your preoccupation with wealth and handle the emotional aspects associated with it.

2. You Have Been in Karmic Relationships

The presence of karmic debt can be indicated by the existence of troubling relationships that elicit negative emotions. Karmic relationships, as they are called, can appear in different aspects of one’s life like family, romantic engagements, friendships, and professional relationships.

You and another soul agreed before birth that you would both be born into a difficult situation in order to stimulate growth and healing. This could be as a result of shared karma from a past life that involved multiple individuals and impacted their rebirth.

For example, in my past life I was indirectly killed by my sister, who is my father in this life. In this lifetime, my father was absent for 15 years, and my lesson was to forgive. On the other hand, his lesson was to learn to heal the guilt of not being in my life. This is what karmic dynamics look like.

It’s important to note that while you may feel an extreme attachment to your karmic relationships, they are only meant to be in your life temporarily. Once you learn the lesson, it’s important to let go so you can close out the karmic cycles from past lifetimes.

3. You Feel Stuck in Continuous Karmic Cycles

Karmic cycles and patterns refer to behaviors and mentalities that keep you in a loop and prevent you from breaking free. Karmic cycles can manifest as addictions, limiting beliefs, and other unconscious behaviors. These patterns are often difficult to break and you can’t avoid them, no matter how hard you try.

An important fact is that you can inherit karmic cycles and patterns from past lifetimes and your lineage. Sometimes they can both be at play, and you may have to deal with more than one karmic debt at a time. Doing so can be very challenging and painful if you’re unaware why.

Ancestral karma manifests as a karmic loop that is generationally inherited. Your ancestral karma could be that you’re responsible for breaking limiting patterns so that you can liberate your past, present, and future bloodlines from the same karma. When you heal ancestral karma, you relieve your entire bloodline of a cycle.

An example of this type of karma would be if all the women in your bloodline held themselves back from pursuing their passions. They would be overly selfless and put everyone else’s passions ahead of their own. Therefore, your karma is to pursue your passions despite others calling you selfish and doubting your potential.

4. You Have Karmic Indicators in Your Astrology Chart

When looking at your natal chart, the most important influences that determine heavy past-life karma are heavy Saturn placements, many planets in the 12th, 8th, and 4th house, and the position of the South node. You can also look to the North node to see the direction your soul is moving towards to free itself of past karma.

The placement of your Saturn is important to study because Saturn is the planet that represents karma and our karmic attachments. The energy of Saturn is of delays, frustrations, patience, mastery, and repetitive work. Ultimately, this is the same energy often present when undergoing karmic debt and cycles.

The house placement of Saturn and any difficult aspects of other planets should be studied to determine the impact. Your karma is especially heavy if you have Saturn in your 1st, 4th, 7th, 8th, 10th, and 12th house. However, a complete evaluation of the birth chart is needed to determine the severity and effect.

Having Mars, Uranus, Neptune, or Pluto in your 12th, 8th, and 4th house also highlights your karma. 12th house placements indicate suffering in isolation, 8th house placements bring painful endings, and 4th house placements indicate ancestral turmoil.

The lunar nodes are primarily used in karmic astrology to determine karma from past lives and the movement away from that karma. The sign and house placement of your South Node indicates the energy you need to clear from your past life. Look to the energy of the North node to know how to move away from it.

5. You Notice Karmic Numbers in Your Numerology

Calculating your numerology chart can help you determine your karma and how it will manifest in your life.

1 2 3 4 5 6 7 8 9

You can use this chart to uncover your karmic numbers. Each letter is assigned a number based on the numerology chart where A equals 1, B equals 2, and so on until Z, which equals 8. After assigning numbers to each consonant, you add them up.

If the resulting number of each sum is a two-digit one, you’ll need to further reduce it by adding those two digits together. This process continues until you reach a single-digit number unless it’s a master number like 11, 22, or 33.

These are the 5 core numbers you should be aware of:

  • Personality Number: The Personality Number shines a light on the external you, how you appear to the world, and how others perceive you. It’s derived from the consonants in your full birth name.
  • Life Path Number: The Life Path Number provides insight into the path you’ll walk in this life and is calculated from your birthdate. Start by summing up the numbers of your birth month, day, and year. If your result is a two-digit number, reduce it by adding its digits together, unless it leads to a master number.
  • Expression Number: The Expression Number reveals your natural strengths and weaknesses given to you at your time of birth. It’s derived from the full birth name – both vowels and consonants.
  • Soul Number: Lastly, the Soul Number unveils your innermost desires and what your soul seeks to achieve in this life. To discover this number, focus solely on the vowels in your full birth name.
  • Birth Date Number: Your birthdate number also offers insight into talents and unresolved issues carried over from past lives. This number encapsulates the experiences you need to address in this one.

Now that you know your five core numbers, the karmic numbers to look out for are 13, 14, 16, and 19. Therefore, numbers 4, 5, 7, and 1 anywhere in your numerology chart mean karmic debt.

Karmic number 13 or 4 denotes that you may have been somewhat lazy, disorganized, and pessimistic in your past life. Therefore, your karma requires focus and building solid foundations in this lifetime. You may have even grown up in a dysfunctional household, which will push you to seek stability in this lifetime.

The number 14 or 5 can indicate that you previously abused your freedom and will experience a lack of it in this lifetime. As a result, those with this karmic number tend to fall victim to escapism and can deal with addiction issues. Finding balance and avoiding risky behavior is important, as this will help you develop your talents.

If you have the number 16 or 7, you may have been very egotistical in a past life. So in this lifetime, you will experience constant death and rebirth as a means to humble yourself. You need to learn to transcend the ego and connect with your intuition to develop powerful psychic gifts.

Seeing the number 19 or 1 means you may have abused power and been hyper-independent in a past life. In this lifetime, you are tasked with learning to use your power for a good while learning to accept help from others. Accept that you will be challenged and must stand up for yourself.

How To Successfully Clear Karmic Debt

Once you have identified that you have karmic debt, it’s essential to take steps toward clearing it from your life. Doing so will help remove life delays and painful lessons from your current and future incarnations. Ultimately, clearing your karmic debt allows you to evolve as a soul.

Identify the Karma & How it Manifests

Even if you’re aware of your karma, you will still need to pinpoint the specific karmic energy to understand the patterns and dynamics you’re dealing with. By becoming conscious of how your karma manifests, you can take control of your reactions and implement a course of action to clear it.

To identify karma, you need to sit with yourself and reflect on the most troubling aspects of your life. Try to understand the patterns and dynamics that trigger you to feel hopeless and in a constant cycle of pain. I suggest you take up journaling as it allows your subconscious to reveal relevant hidden information.

Find Ways to Counterbalance It

Once you’ve identified the type of karma at play and understand its ongoing manifestations, finding a solution for healing becomes more attainable. However, clearing karma is not an immediate process. It’s not just a checklist of actions to secure a place in heaven, but a deep awareness of how your actions affect your life and others in profound, often inexplicable ways.

Approaching karmic debt with compassion and awareness, rather than trying to eradicate it quickly, is essential. View it as a necessary journey for your soul’s growth toward greater sensitivity and spiritual awareness.

Engage in Inner Work

The best way to clear karma is to counterbalance it with routines, mindfulness, and inner work. You need to focus on the patterns that are causing you misery and find ways to break them.

For example, if you struggle with a scarcity mindset, you’re likely healing money-related karma. In this situation, the best thing you can do is to learn to detach from material items through affirmations and to learn to give back. You can do so through volunteering or even donating to charity.

Address the Root Cause

Additionally, you must identify what causes the patterns and seek ways to correct those voids. Doing so can address the root cause of the cycle and never repeat it with those around you.

Don’t let the slow process of clearing karma deter you, as it is needed to help you evolve to the next stage as a soul. Remember that some karma is intense and too complicated to heal in one lifetime, so do the best that you can and don’t overthink it. Even if you haven’t cleared all your karma, you can still live a fulfilling life.

Commit to a Spiritual Practice

Sticking to spiritual practice is a great way to accumulate positive karma, which can help propel you out of your karma’s negative effects. However, this can only be done once you’ve identified and balanced your karma.

Some of the best spiritual practices to pick up include daily gratitude, affirmations, and meditation. These routines will help you raise your vibration, let you live with more mindfulness, and help you stick to a code of ethics. Spiritual practices will also help you connect with your soul so you can take inspired action.

That being said, understanding karmic debt can be tricky and might be hard to do by yourself. It’s the leftover impact from past actions that can affect our current life. Figuring this out on your own can be tough, so having a professional past-life psychic can really help.

Best Sites For Past Life Readings

1. California Psychics — Best For Past Life and Karma Readings

Editor's Choice
Career Reading
Career Reading
Life Questions
Life Questions
Love Reading
Love Reading
  • 75 past-life psychics available
  • Less than 2% of readers are accepted
  • Readings via phone or chat
  • Accessible customer support
  • 20 minutes for $1 introductory offer

California Psychics has the best past life and karma psychics. This site maintains a high standard when it comes to its readers. In fact, less than 2% of readers make the cut, cementing its position as the best to determine karmic debt.

For newcomers, California Psychics offers an introductory deal of 20 minutes for just $1. This ensures that you can try different psychics without committing much financially. I found this feature especially helpful when I was starting out, allowing me to explore without pressure.

California Psychics does not offer video sessions, which prevents more intimate readings. However, you can still get an in-depth reading through the phone and live chat. In my experience, this was enough to get a reading that suited my needs.

2. Purple Garden — Receive Intimate Video Karmic Advice

Career Reading
Career Reading
Life Questions
Life Questions
Love Reading
Love Reading
Past Life
Past Life
  • 31 past life psychics available
  • Intimate video readings
  • Detailed FAQ section
  • Chat transcripts and call replay option
  • $0.99 per minute introductory offer

Purple Garden stands out with its intimate video readings. Such sessions, in my experience, offer a personal touch and ensure a deeper connection with my reader. Video readings are particularly immersive, allowing a genuine exploration of my karmic debt.

In addition, you can find psychics at Purple Garden with starting rates of only $0.99 per minute, which is cheaper than most platforms. And since the platform screens its psychics, you won’t need to worry about paying innaccurate karmic advice.

Although it doesn’t offer a satisfaction guarantee, Purple Garden has very transparent client reviews. These genuine testimonials can guide your choice of reader as they show other people found success with their readings.

3. Keen — Connect With a Wide Pool of Past-Life Readers

Aura Reading
Aura Reading
Chakra Balancing
Chakra Balancing
Crystal Ball
Crystal Ball
Love Reading
Love Reading
  • +200 past-life psychics available
  • Secure & User-Friendly App
  • Readings via phone or chat
  • Free articles
  • The first 5 minutes for $1

Keen offers an impressive selection of over 200 past-life readers. Such diversity ensures you find the perfect match for your spiritual journey. I’ve sampled a few and the variety has enhanced my experience, providing sound karmic debt advice.

In addition to personalized readings, Keen provides free articles and horoscope readings. These resources can deepen your understanding of karmic debt and prepare you for sessions. I regularly read them and appreciate the added value they bring.

With that said, Keen could improve the response time with its customer support. It can take about 2-3 days to get a response since there is no hotline or live chat, which means you must submit a contact form. However, I appreciate how in-depth its FAQ section is, as it helps you resolve simple issues on your own.

FAQs On Karmic Debt

What is the difference between karmic debt and karmic lessons?

Karmic debt refers to the unresolved issues and actions from past lifetimes that you need to address in your current life. Think of it as a spiritual debt that needs repayment to achieve balance.

On the other hand, karmic lessons are life’s teachings you must understand and embrace to evolve spiritually. While karmic debt might require active restitution, karmic lessons often involve introspection, growth, and understanding.

It’s essential to grasp that all karmic debts are lessons but not all lessons are debts. Some lessons are just experiences meant for personal growth. For example, I learned patience through various situations, which was a karmic lesson, but not necessarily a debt.

Can relationships be influenced by karmic debts?

Absolutely, relationships can be significantly influenced by karmic debts. If you feel an instant bond or friction with someone, this may be one of the signs you have karmic debt. Such relationships come with intense emotions, as they are meant to help you settle old scores and grow spiritually.

However, it’s crucial to differentiate between karmic relationships and soulmates. While both might feel intensely connected, karmic relationships tend to be more challenging and transformative. I’ve encountered both, and recognizing a karmic relationship has always helped me navigate its intricacies more wisely.

How can forgiveness play a role in clearing karmic obstacles?

Forgiveness is a powerful tool in clearing karmic obstacles. When you hold onto anger or resentment, you’re entangled in a cycle that can carry over into other lifetimes. By forgiving, you release these negative energies and break the chains of karmic debt.

While forgiveness is transformative, it doesn’t always mean reconciliation. You can forgive someone without having them in your life. The key is the internal release of resentment. In my journey, forgiveness has not only lightened my karmic load but also ushered in peace and clarity.

Bottom Line

There is no denying that living your karma out can feel painful, isolating, and never-ending. However, if you are conscious of its influence and take the proper steps to identify it, you can appreciate the journey of clearing it out for good. Trust that karma is forgiving and that you always have the chance to right your wrongs.

If you still feel stuck navigating your karma and would feel stronger with the support of a past-life specialist, I suggest you seek it out. I have gotten great insight from experts on California Psychics, and I feel you would too. You can get in touch with a past life advisor and receive a generous discount on your first reading.

To summarize, here are the best psychic sites to clear karmic debt

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We rank vendors based on rigorous testing and research, but also take into account your feedback and our commercial agreements with providers. This page contains affiliate links. Advertising Disclosure
MysticMag contains reviews that were written by our experts and follow the strict reviewing standards, including ethical standards, that we have adopted. Such standards require that each review will take into consideration independent, honest and professional examination of the reviewer. That being said, we may earn a commission when a user completes an action using our links, at no additional cost to them. On listicle pages, we rank vendors based on a system that prioritizes the reviewer’s examination of each service but also considers feedback received from our readers and our commercial agreements with providers.This site may not review all available service providers, and information is believed to be accurate as of the date of each article.
About the author
Maria Rincon is one of Mystic Mag’s writers.

She is a professional astrologer and licensed psychologist who has been writing horoscopes and articles on spiritual growth, mental health, and self-development since 2019. She also has a private practice where she combines her knowledge and intuition to help people unlock their potential.

Maria also studied journalism in her early 20s because she loves writing. However, she soon realized that she had an inner calling to fulfill related to the spiritual and mystical realm. That's why she now combines her writing and psychic skills to decipher the symbolic messages of the universe and reach as many people as possible.

Today, Maria connects with people around the world to read their birth charts, help them overcome their personal obstacles, and share her experience and guidance through enlightening articles.